Kamma is an interesting subject because it concerns everyone and there are many different aspects of it. There are many natural laws that govern our lives but the most important is the law of kamma-vipaka. In a discourse (A.N. 6.63) the Buddha said, Intention, monks, is kamma I say. Having willed, one acts through body, speech and mind. This means that intentional action is kamma, and vipaka is the result or effects of it. The result may ripen immediately, later in this life or in a future life.